{"id":24470,"date":"2021-02-02T03:11:06","date_gmt":"2021-02-02T03:11:06","guid":{"rendered":"https:\/\/habitatportlandregion.org\/?page_id=24470"},"modified":"2024-12-02T10:32:57","modified_gmt":"2024-12-02T18:32:57","slug":"legacy-giving","status":"publish","type":"page","link":"https:\/\/habitatportlandregion.org\/donate\/individual\/legacy-giving\/","title":{"rendered":"Legacy Giving"},"content":{"rendered":"\n<p id=\"legacy-learn-more\">We are always delighted to welcome new members to this exclusive group, and there are only two requirements for membership. First,&nbsp;make arrangements&nbsp;to benefit Habitat for Humanity Portland&nbsp;Region&nbsp;beyond your lifetime. These arrangements might include a bequest in your will, or a plan that provides life income and income tax benefits, like a Charitable Gift Annuity.&nbsp;Second,&nbsp; let&nbsp;us know about your plans. It is not necessary to specify a dollar value for these&nbsp;plans, but&nbsp;having some idea of the details allows us to&nbsp;plan for the future&nbsp;and is appreciated.&nbsp;<\/p>\n\n\n\n<p>While it is not possible for Habitat for Humanity to provide tax or legal advice, we do have access to the Planned Giving experts who can provide information using the latest planned giving software and we will be happy to help you sort through your options in preparation for a visit to your professional advisors.&nbsp;<\/p>\n\n\n\n<p>For more information contact\u00a0<strong>Marci Bifone at 971-358-3848 or\u00a0<a href=\"mailto:marci.bifone@habitatportlandregion.org\">marci.bifone@habitatportlandregion.org<\/a>.<\/strong><a href=\"mailto:erika.kennel@habitatportlandregion.org\">\u00a0<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-wide\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Options for Planned Giving<\/strong>&nbsp;<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Wills and Family Trusts<\/strong>&nbsp;<\/h3>\n\n\n\n<p>Your estate plan can provide you with a variety of ways to help provide decent shelter for fami\u00adlies in need. In your will you may decide to leave Habitat:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>a specific amount of money&nbsp;<\/li>\n\n\n\n<li>a percentage of your estate&nbsp;<\/li>\n\n\n\n<li>all or part of the residue of your estate, or what\u2019s left after loved ones have been provided for&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>We\u2019ve partnered with FreeWill to make it simpler than ever to create your legal will, and start your legacy with Habitat for Humanity Portland Region in the process.<strong> <a href=\"http:\/\/www.freewill.com\/habitatportland?utm_source=partner&amp;utm_medium=website&amp;utm_campaign=2022_hab itatportland_plannedgivingpg\">Click here to create your legal will and legacy gift for free<\/a>.<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-default\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Minimum IRA Distribution after Age 70\u00bd<\/strong>&nbsp;<\/h3>\n\n\n\n<p>Are you forced to take money you don\u2019t really need from your IRA accounts each year just so you can pay taxes on it?&nbsp; If so, you can change the world for a deserving family, and perhaps ease your tax pain at the same time. Simply write a check for the same amount as your required IRA distribution to Habitat for Humanity Portland&nbsp;Region&nbsp;and if you itemize, you may be able to eliminate some or&nbsp;all of&nbsp;your tax liability on the transaction.&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-default\"\/>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Gift Annuities<\/strong>&nbsp;<\/h3>\n\n\n\n<p>You\u2019d like to&nbsp;help, but&nbsp;need the income. Or you may have&nbsp;highly-appreciated&nbsp;stock that pays a low dividend, but you don\u2019t want to trigger the capital gain.&nbsp; Whether funded with cash or stock, a gift annuity will provide a handsome cash flow that may be partly tax-free. You\u2019ll also get a partial tax deduction now.&nbsp; If you transfer your stock to the gift annuity, you can significantly reduce the capital gain, and spread the rest of it out over&nbsp;a number of&nbsp;years. The best part is, after you\u2019re gone, what\u2019s left over will help build a nice new home for a Habitat family.&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-default\"\/>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Defusing the IRA Tax Time Bomb<\/strong>&nbsp;<\/h3>\n\n\n\n<p>If you hope to leave IRA or pension plans to your heirs, they could be in for a rude surprise.&nbsp; Some estates will suffer double taxation on these&nbsp;assets, and&nbsp;end up losing 50% or more to taxes!&nbsp;<\/p>\n\n\n\n<p>If you are worried about this possibility, give us a call. There may be some strategies available that can help you preserve more of your estate for your family while still furthering the vision to eliminate poverty housing around the globe.&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-default\"\/>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Gifts of Stock<\/strong>&nbsp;<\/h3>\n\n\n\n<p>Do you have some shares of long-term appreciated stock you won\u2019t need? You can simply transfer these shares directly to Habitat for Humanity Portland&nbsp;Region. You\u2019ll get a full tax deduction for the entire market value, avoid the capital gain, and do your part in helping to create a world where poverty housing is unacceptable.&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-default\"\/>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Life Insurance Policies<\/strong>&nbsp;<\/h3>\n\n\n\n<p>Many families own life insurance policies that have outlived their original purpose, and which can aggravate estate taxes if not treated with care. Often, these old policies can be used to create a new life for a Habitat family in a clean, comfortable home. Also, new life insurance policies can sometimes be used to make giving a larger gift to Habitat more convenient and affordable.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>We are always delighted to welcome new members to this exclusive group, and there are only two requirements for membership. First,&nbsp;make arrangements&nbsp;to benefit Habitat for Humanity Portland&nbsp;Region&nbsp;beyond your lifetime. These arrangements might include a bequest in your will, or a plan that provides life income and income tax benefits, like a Charitable Gift Annuity.&nbsp;Second,&nbsp; let&nbsp;us [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":24652,"parent":24454,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/page_hero.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-24470","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Legacy Giving - Habitat Portland Region<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/habitatportlandregion.org\/donate\/individual\/legacy-giving\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Legacy Giving - Habitat Portland Region\" \/>\n<meta property=\"og:description\" content=\"We are always delighted to welcome new members to this exclusive group, and there are only two requirements for membership. 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